What is the NHBC Buildmark Warranty

80% of newly build homes now protected

Eighty percent of new homes built in the UK are covered by the National House Building Council’s (NHBC’s) warranty and insurance cover. But what does that mean in practice?

To sell a house with the NHBC Buildmark Warranty, the builder must build the property to the NHBC’s rigorous building standards. As the homeowner, this is your first assurance that you won’t be saddled with high maintenance and repair costs in the near future.


NHBC Buildmark Warranty


Two year’s cover after completion

But the NHBC Buildmark Warranty is much more than a set of standards. Under it, the builder is responsible for putting right certain defects and damage for the first two years after you complete your purchase.

If the builder doesn’t carry out this responsibility, the NHBC can take action.


Ten year’s cover on your home’s structure

After these first two years are up, certain parts of your home are still covered under the NHBC Buildmark Warranty for the next seven years after you complete your purchase – giving you up to ten years’ cover in total.

In years three to ten you effectively are insured against damage to structural elements to your home, such as roofs, floors, staircases, drains, windows and doors.


Cover before completion

During the time between you exchanging contracts and completing the purchase of your newbuild home, the NHBC Buildmark Warranty insures you against the risk of your home not being completed because of insolvency or fraud by your builder.



What doesn’t the NHBC Buildmark Warranty cover?

There are exceptions to what is covered by the NHBC Buildmark Warranty. You won’t be covered against:

  • General wear and tear
  • Cosmetic damage
  • Damage that occurs because you haven’t maintained the property
  • Normal shrinkage, or condensation

All the exclusions and limitations will be listed in your NHBC Buildmark Warranty policy document.

NHBC Buildmark Warranty Image

Publish date: 19/02/2016