Nurse Neil Steers Himself Into A Brand New Home With Help To Buy

Neil Rankin, a nurse at Lancaster Infirmary, has found a brand new home to accommodate himself and his car renovating bug!

The 35-year-old had all the usual items on his property wish-list such as a fully-fitted kitchen and handy en-suite, but driving his ambitions was a good-sized garage to house his hobby.
“I was living in the centre of Lancaster in an apartment which I loved, but it was a 15 minute walk to my garage, which cost me £1200 a year,” says Neil.  “I was desperate to have a home with its own garage so I could just tinker with my car whenever I wanted and which wouldn’t cost me a fortune.”
The Government-backed Help to Buy scheme, with its 20% equity loan, made it easier for Neil to afford a brand new home and that all-important garage for his beloved motor.
“I’ve got a 1965 VW Beetle which was half renovated when I bought it and I finished the work. I love it and it’s great now I can just give it a bit of spit and polish and work on it any time I wish,” Neil explains.
“I’m now living a little further from work but still close, so I tend to use my bike which only takes a quarter of an hour and saves any parking problems.”

But Neil invested in his Abode 1050 at Riverside View in Lancaster for reasons other than somewhere to simply store his treasured Beetle. “I like apartment living and so this was perfect,” says Neil. “It’s open plan and modern which I’m used to and prefer. To be honest it’s like city centre apartment living but with an upstairs as well.”

Situated on the banks of the River Lune, the collection of stylish three-bedroom homes offers contemporary comfort, with the practicalities of modern living and features which vary across four different house styles but include underfloor heating to the ground floor and wet rooms.

Neil’s Abode 1050 home has a spacious kitchen and dining area on the ground floor together with a lounge and study area, cloakroom and laundry. “And although it’s open plan,” says Neil, “there are faux walls with storage units behind them so I can hide everything away – which suits my OCD! I like everything in its place, so it’s neat and tidy.”
Upstairs there are three good sized bedrooms, an en-suite and a shower room.
Claire Jarvis, Redrow Homes (Lancashire) sales director, says: “The Abode range is ideal for working people with busy lives, who just want to relax the minute they go through their front door.
“It presents an ‘uncluttered’ but smart façade, with wide open living spaces and plenty of appealing in-vogue features, and is very low maintenance.”
Abode homes can be bought using the government-backed Help to Buy scheme which offers a 20% equity loan and allows buyers like Neil to pay just a 5% deposit.
For an Abode 1050, currently priced at £219,995, that means a Help to Buy price of only £175,996, including a 5% deposit of £11,999, a Government loan of £47,999 that’s interest free for five years and a 75% mortgage from a lender of choice. 

Neil says: “I used Help to Buy and I literally couldn't have moved without it. It has allowed me to get the house I wanted now, and pay back as and when I am able."
For more information call 01524 925797, go to or visit the marketing suite and showhome on New Quay Road from Thursday to Monday inclusive, between 10am and 5.30pm.

Neil Rankin, who’s bought one of Redrow’s Abode homes in Lancaster.

Publish date: 18/05/2018

Publisher: New Home Finder